Interest Rate Loans

Effective From: 1st Ashar, 2078 (June 15,  2021)

S.No. LENDING Premium (% Per annum) on Base Rate
  Floating Interest Rate on Loans  
1. Overdraft Upto 7.00
2. Working Capital/ Short Term Loan Upto 7.00
3. TR / Importers Loan Upto 7.00
4. Term Loan Upto 7.00
5. Export Credit Upto 7.00
6. Deprived Sector Upto 7.00
7. Home Loan Upto 7.00
8. Education Loan Upto 7.00
9. Auto Loan (Private) Upto 7.00
10. Hire Purchase (Commercial) Upto 7.00
11. Loan Against First Class Bank Guarantees Upto 7.00
12. Loan Against Marketable Securities Upto 7.00
13. Loan Against Deposit of KBL FD Rate + 2%, Minimum BR plus 2%
14. Loan Against Government Securities Upto 7.00
15. Other Loan Upto 7.00
16. Professional Loan Upto 7.00
17. FCY Denominated Loans Available on Request
18. FCY TR Loan Upto 2%
 
  Fixed Interest Rate on Loan  
 

Personal Loan (Home Loan/Housing Loan/Auto Loan/Vehicle Loan/Hire Purchase Loan including any kind of loan whose repayment is either in monthly basis or term-basis)

 
  For 1 Year to 5 Years 10.50
  Above 5 Years 11.00
  Note:  
1. *Product offer for Limited Period only.  
2. Terms and conditions (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing Bank rule.  
3. Interest Rates on foreign currency deposit, Call Deposit will be provided based on National/ International Market and Demand & Supply for the said funds.  
4. Interest Rate on Loans and Advances are indicative only.  
5. Separate rates for consortium financing.