Interest Rate Deposits
Effective From: 1st Chaitra, 2079 (March 15th, 2023)
| SAVINGS DEPOSIT (% Per annum) | ||
| Minimum Balance (NPR) | % Per Annum | |
| Kumari Smart Bachat Khata | - | 6.00 |
| Shareholders Saving Account | - | 6.00 |
| Twinkle Star Saving | - | 6.00 |
| Shuva Laxmi Bachat | 100.00 | 6.00 |
| 50 Plus Savings | 100.00 | 6.00 |
| Kumari Swastha Jeevan Bachat Khata | 5,000.00 | 6.00 |
| Kumari Utsav Bachat Khata | 1,000.00 | 7.00 |
| Kumari Salary Saving | - | 6.00 |
| Kumari Big Savings Khata | 5,000.00 | 6.00 |
| Kumari Social Security Allowance Khata | - | 6.00 |
| Kumari Remit Bachat Khata | - | 7.00 |
| Kumari Remit IPO Saving Account | 1,000.00 | 8.00 |
| Nagarik Bachat Khata | 10.00 | 6.00 |
| Sabaiko Bachat Khata | - | 6.00 |
| Grameen Bachat Khata | - | 6.00 |
| Kumari Pariwar Surakchya Bachat Khata | 10,000.00 | 6.00 |
| Youth Saving Account | 20.00 | 6.00 |
| Kumari Premium Salary Account | - | 6.00 |
| Chhori Bachat Khata (only for Karnali Province, with province-office recommendation) |
- |
8.00 |
| Rastra Gaurab Bachat Khata | - | 6.00 |
| Kumari Gajjabko Bachat Khata | 25,000.00 | 8.00 |
| Saving Deposit Premium | 10,000.00 | 6.00 |
| Kumari Dhanabriddhi Bachat Khata | 15,000.00 | 7.00 |
| LCY Call Account | - | Upto 3 |
| NRN Saving Account USD | 1,000.00 | 6.00 |
| FCY Deposit | Saving | Call |
| USD | 5.75 | 2.875 |
| EUR | 4.00 | 2.00 |
| GBP | 4.75 | 2.375 |
| AUD | 5.10 | 2.550 |
| CAD | 5.75 | 2.875 |
| JPY | 2.40 | 1.200 |
| CNY | 6.15 | 3.075 |
| Other FCY Account | Available on request | |
| A. FIXED DEPOSIT INTEREST RATE (% Per Annum) | ||
| 1. INDIVIDUAL FIXED DEPOSIT (% per annum) | ||
| Fixed Deposit Normal | ||
| 3 Months and Above | 11.00 | |
| Kumari Remit Fixed Deposit | ||
| 3 Months and above | 12.00 | |
| Recurring Fixed Deposit | ||
| 6 month/1 Year / 2 Years / 3 Years | 11.00 | |
| Fixed Deposit Plus | ||
| 3 months and above | 11.00 | |
| Individual FCY Fixed Deposit for 3 months and Above (For Institutional 6 months and above) | ||
| USD Fixed Deposit | 7.25 | |
| EUR Fixed Deposit | 5.50 | |
| GBP Fixed Deposit | 6.25 | |
| AUD Fixed Deposit | 6.60 | |
| CAD Fixed Deposit | 7.25 | |
| JPY Fixed Deposit | 3.90 | |
| CNY Fixed Deposit | 7.65 | |
| For other FCY Fixed Deposit | Available on request | |
| NRN FCY Fixed Deposit | Available on request | |
| 2. INSTITUTIONAL FIXED DEPOSIT | (% per annum) | Bidding |
| Fixed Deposit Normal | ||
| 6 Months and above | 9.000 | Additional 0.5% |
| 3. Kumari Maha Muddati (Individual) | Minimum Balance | Duration |
| Kumari Maha Muddati 2X | 10,000.00 | 6 Years 5 Months 15 Days |
| Kumari Maha Muddati 4X | 10,000.00 | 13 Years 12 Days |
| Kumari Maha Muddati 10X | 10,000.00 | 21 Years 9 Months 24 Days |
| 4. Kumari Jeevan Beema 2X Muddati Khata Plus | 50,000.00 | 6 Years 8 Months 9 Days |
| Note: | ||
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1.Terms and conditions (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing bank rule. |
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| 2. Interest Rates on consortium financing shall as per consortium decision. | ||
| 3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB. | ||
| 4. For FCY remit deposit the bank can provide minimum 1% over published rate of respective currency. | ||
| 5. Interest Payment frequency shall be on quarterly basis. | ||
| 6. All other terms and conditions of products and services shall remain unchanged. | ||