Interest Rate Deposits
Effective From: 01 Baisakh, 2081 (April 13, 2024)
| SAVINGS DEPOSIT (% Per annum) | |||||
| Minimum Balance (NPR) | % Per Annum | ||||
| Kumari Smart Bachat Khata | 1,000.00 | 3.76 | |||
| Shareholders Saving Account | 1,000.00 | 3.76 | |||
| Twinkle Star Saving | 1,000.00 | 3.76 | |||
| Shuva Laxmi Bachat | 1,000.00 | 3.76 | |||
| 50 Plus Savings | 1,000.00 | 3.76 | |||
| Kumari Swastha Jeevan Bachat Khata | 5,000.00 | 3.76 | |||
| Kumari Utsav Bachat Khata | 1,000.00 | 3.76 | |||
| Kumari Salary Saving | - | 3.76 | |||
| Kumari Social Security Allowance Khata | - | 3.76 | |||
| Kumari Remit Bachat Khata | - | 3.76 | |||
| Kumari Remit IPO Saving Account | 1,000.00 | 4.76 | |||
| Kumari Remit Premium Saving Account | 5,000.00 | 7.10 | |||
| Nagarik Bachat Khata | 500.00 | 3.76 | |||
| Sabaiko Bachat Khata | 500.00 | 3.76 | |||
| Grameen Bachat Khata | - | 3.76 | |||
| Kumari Pariwar Surakchya Bachat Khata | 10,000.00 | 3.76 | |||
| Youth Saving Account | 500.00 | 3.76 | |||
| Kumari Premium Salary Account | - | 3.76 | |||
| Chhori Bachat Khata |
- |
5.76 | |||
| Kumari Gajjabko Bachat Khata | 1,000.00 | 3.76 | |||
| Kumari Gajjab Bachat Khata | 1,000.00 | 5.76 | |||
| Kumari Dhanabriddhi Bachat Khata | 15,000.00 | 3.76 | |||
| Mission Rastra Gaurab Khata (R) | 1,000.00 | 5.76 | |||
| LCY Call Account | - | Upto 1.88 | |||
| LCY Individual Fixed Deposit | |||||
| % per annum (In person) | % per Annum through Kumari Smart (Mobile App) | ||||
| 3 months to below 6 months | 6.51 | 6.66 | |||
| 6 months to below 1 year | 7.00 | 7.15 | |||
| 1 year and above | 7.11 | 7.26 | |||
| Fixed Deposit Plus/Recurring (1 year to 5 years) | 7.00 | 7.15 | |||
| LCY INSTITUTIONAL FIXED DEPOSIT | (% per annum) | ||||
| 6 months to below 1 year | 6.16 | ||||
| 1 year and above | 6.26 | ||||
| FCY Deposit | Call deposit rate (% per annum) | Saving Deposit Rate (% per annum) | Fixed Deposit Rate (% per annum) * | ||
| USD | 1.87 | 3.74 | 5.62 | ||
| EUR | 1.39 | 2.77 | 3.81 | ||
| GBP | 1.64 | 3.29 | 4.33 | ||
| AUD | 1.77 | 3.54 | 4.57 | ||
| CAD | 1.99 | 3.98 | 5.04 | ||
| JPY | 0.83 | 1.66 | 2.70 | ||
| CNY | 2.13 | 4.26 | 5.30 | ||
| For other FCY Currencies/NRN FCY Fixed Deposit | Available on request | ||||
| Base rate of Falgun 2080 | 9.74% | ||||
| Interest Spread Falgun 2080 | 3.99% | ||||
| Note: | |||||
| 1.Terms and conditions for various savings deposits, fixed deposits, and loan against FD will be as per the prevailing bank rule. | |||||
| 2. Interest rate on consortium financing shall be as per consortium decision. | |||||
| 3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB. | |||||
| 4. For remit FD, bank can provide minimum 1% over published rate of respective currency. | |||||
| 5. Interest rate on the Akshayakosh deposit shall be negotiable. | |||||
| **0.25% discount shall be provided if applied through Kumari Smart (Mobile App). | |||||
| *3 months and above for individual & 6 months and above for institutions. | |||||