SAVINGS DEPOSIT (% Per annum) | |||||
Minimum Balance (NPR) | % Per Annum | ||||
Kumari Smart Bachat Khata | 1,000.00 | 3.11 | |||
Shareholders Saving Account | 1,000.00 | 3.11 | |||
Twinkle Star Saving | 1,000.00 | 3.11 | |||
Shuva Laxmi Bachat | 1,000.00 | 3.11 | |||
50 Plus Savings | 1,000.00 | 3.11 | |||
Kumari Swastha Jeevan Bachat Khata | 5,000.00 | 3.11 | |||
Kumari Utsav Bachat Khata | 1,000.00 | 3.11 | |||
Kumari Salary Saving | - | 3.11 | |||
Kumari Social Security Allowance Khata | - | 3.11 | |||
Kumari Remit Bachat Khata | - | 3.11 | |||
Kumari Remit IPO Saving Account | 1,000.00 | 4.11 | |||
Kumari Remit Premium Saving Account | 5,000.00 | 6.11 | |||
Nagarik Bachat Khata | 500.00 | 3.11 | |||
Sabaiko Bachat Khata | 500.00 | 3.11 | |||
Grameen Bachat Khata | - | 3.11 | |||
Kumari Pariwar Surakchya Bachat Khata | 10,000.00 | 3.11 | |||
Youth Saving Account | 500.00 | 3.11 | |||
Kumari Premium Salary Account | - | 3.11 | |||
Chhori Bachat Khata |
- |
5.06 | |||
Kumari Gajjabko Bachat Khata | 1,000.00 | 3.11 | |||
Kumari Gajjab Bachat Khata | 1,000.00 | 5.06 | |||
Kumari Dhanabriddhi Bachat Khata | 15,000.00 | 3.11 | |||
Mission Rastra Gaurab Khata (R) | 1,000.00 | 5.06 | |||
LCY Call Account | - | Upto 1.555 | |||
LCY Individual Fixed Deposit | |||||
% per annum (In person)* | % per Annum through Kumari Smart (Mobile App) | ||||
3 months to below 6 months | 5.30 | 5.50 | |||
6 months to below 1 year | 5.80 | 6.00 | |||
1 year to below 2 years | 6.30 | 6.50 | |||
2 years and above | 6.51 | 6.71 | |||
Fixed Deposit Plus/Recurring (1 year to 5 years) | 6.30 | 6.50 | |||
LCY INSTITUTIONAL FIXED DEPOSIT | (% per annum)* | ||||
6 months Regular | 2.50 | ||||
6 months Prime | 3.00 | ||||
Above 6 mon ths to below 1 year | 4.01 | ||||
1 year to below 2 years | 5.00 | ||||
2 years and above | 5.50 | ||||
FCY Deposit | Call deposit rate (% per annum) | Saving Deposit Rate (% per annum) | Fixed Deposit Rate (% per annum) * | ||
USD | 1.87 | 3.74 | 4.86 | ||
EUR | 1.38 | 2.77 | 3.81 | ||
GBP | 1.64 | 3.29 | 4.33 | ||
AUD | 1.77 | 3.54 | 4.11 | ||
CAD | 1.99 | 3.98 | 5.04 | ||
JPY | 0.75 | 1.50 | 2.43 | ||
CNY | 1.91 | 3.83 | 4.77 | ||
For other FCY Currencies/NRN FCY Fixed Deposit | Available on request | ||||
Base rate of Ashad 2081 | 8.89% | ||||
Interest Spread Ashad 2081 | 3.95% | ||||
Note: | |||||
1.Terms and conditions for various savings deposits, fixed deposits, and loan against FD will be as per the prevailing bank rule. | |||||
2. Interest rate on consortium financing shall be as per consortium decision. | |||||
3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB. | |||||
4. For remit FD (including peace keeping UN Mission), bank can provide minimum 1% over published rate of respective currency. | |||||
5. Interest rate on the Akshayakosh deposit shall be negotiable. | |||||
*3 months and above for individual & 6 months and above for institutions. |