Interest Rate Deposits

Effective From: 1st Shrawan, 2078 (July 16, 2021)

SAVINGS DEPOSIT (% Per annum)
  Minimum Balance (NPR) % Per Annum
Kumari Smart Bachat Khata                                                -   3.15
Shareholders Saving Account                                       500.00 3.15
Twinkle Star Saving                                   1,000.00 3.15
Shuva Laxmi Bachat                                   1,000.00 3.15
50 Plus Savings                                   1,000.00 3.15
Kumari Swastha Jeevan Bachat Khata                                   5,000.00 3.15
Kumari Saving                                   1,000.00 3.15
Kumari Salary Saving                                                -   3.15
Kumari Big Savings Khata                                   5,000.00 3.15
Kumari Social Security Allowance Khata                                                -   3.15
Kumari Remit Bachat Khata                                                -   3.15
Nagarik Bachat Khata                                         10.00 3.15
Sabaiko Bachat Khata   3.15
Grameen Bachat Khata   3.15
Kumari Pariwar Surakchya Bachat Khata                                 10,000.00 4.00
Youth Saving Account                                         20.00 3.15
Kumari Premium Salary Account                                                -   4.00

Chhori Bachat Khata

(only for Karnali Province, with province-office recommendation) 

                                               -   4.00
Saving Deposit Premium                                 10,000.00 4.00
FCY Savings Account    
USD Savings Deposit                                                - 2.00
Other FCY Account                                                 - Available on Request
A. FIXED DEPOSIT INTEREST RATE (% Per Annum)
1. INDIVIDUAL FIXED DEPOSIT
Tenure: 3 Months to below  6 months 6.00
Tenure: 6 months to below 1 Year 6.75
Tenure: 1 Year to below 2 Years 7.50
Tenure: 2 Years and above 7.65
Fixed Deposit Plus  
Tenure: 1 Year and Above 7.50
Recurring Fixed Deposit  
Tenure: 1 Year / 2 Years / 3 Years 7.50
2. INSTITUTIONAL FIXED DEPOSIT  
Tenure: 3 Months to below 6 months 6.00
Tenure:  6 Months to below 1 Year 7.00
Tenure: 1 Year and above 8.00
For Institutional Bidding purpose only  
Tenure: 3 Months to 1 Year Upto 8.15
3.  FCY FIXED DEPOSIT
For USD Upto 3.00
Other FCY Account Available on Request 
  * All other interest rate will remain same as per the Bank's prevailing rule.
  * All other conditions remain unchanged.
  * All Interest payable on a quarterly basis.