Interest Rate Deposits

    Effective From: 01 Poush, 2081 (December 16, 2024)

    SAVINGS DEPOSIT (% Per annum)  
      Minimum Balance (NPR) % Per Annum  
    Kumari Smart Bachat Khata 1,000.00 3.010  
    Shareholders Saving Account 1,000.00 3.010  
    Twinkle Star Saving 1,000.00 3.010  
    Shuva Laxmi Bachat 1,000.00 3.010  
    50 Plus Savings 1,000.00 3.010  
    Kumari Swastha Jeevan Bachat Khata 5,000.00 3.010  
    Kumari Utsav Bachat Khata 1,000.00 3.010  
    Kumari Salary Saving - 3.010  
    Kumari Social Security Allowance Khata -   3.010  
    Kumari Remit Bachat Khata - 3.01  
    Kumari Remit IPO Saving Account 1,000.00 4.01  
    Kumari Remit Premium Saving Account 5,000.00 5.51  
    Nagarik Bachat Khata 500.00 3.010  
    Sabaiko Bachat Khata 500.00 3.010  
    Grameen Bachat Khata - 3.010  
    Kumari Pariwar Surakchya Bachat Khata 10,000.00 3.010  
    Youth Saving Account 500.00 3.010  
    Kumari Premium Salary Account - 3.010  
    Chhori Bachat Khata - 4.51  
    Kumari Gajjabko Bachat Khata 1,000.00 3.010  
    Kumari Gajjab Bachat Khata 1,000.00 4.51  
    Kumari Dhanabriddhi Bachat Khata 15,000.00 3.010  
    Mission Rastra Gaurab Khata (R) 1,000.00 4.51  
    LCY Call Account - Upto 1.505  
    LCY Individual Fixed Deposit   
      % per annum (In person)* % per Annum through Kumari Smart (Mobile App)  
    3 months to below 6 months  4.31 4.51  
    6 months to below 1 year 4.81 5.01  
    1 year to below 2 years 5.31 5.51  
    2 years and above 5.71 5.91  
    Fixed Deposit Plus/Recurring (1 year to 5 years)  5.31 5.51  
    LCY INSTITUTIONAL FIXED DEPOSIT   (% per annum)*  
     6 months to below 1 year   3.027  
    1 year to below 2 years   3.250  
    2 years to below 3 years   4.01  
    3 years and above   4.91  
    FCY Deposit   Call deposit rate (% per annum)  Saving Deposit Rate (% per annum) Fixed Deposit Rate  (% per annum)* 
    USD   1.755 3.51 4.26
    EUR    1.38 2.77 3.43
    GBP    1.64 3.29 3.90
    AUD    1.77 3.54 3.70
    CAD    1.99 3.98 4.54
    JPY   0.75 1.50 2.19
    CNY    1.91 3.83 4.29
    For other FCY Currencies/NRN FCY Fixed Deposit                                                                  Available on request  
    Base rate of Kartik 2081    7.45%  
    Interest Spread Kartik 2081    3.30%  
    Note:  
    1.Terms and conditions for various savings deposits, fixed deposits, and loan against FD will be as per the prevailing bank rule.  
    2. Interest rate on consortium financing shall be as per consortium decision.                                                     
    3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB.   
    *3 months and above for individual & 6 months and above for institutions.