Interest Rate Deposits

    Effective From: 01 Falgun, 2080 (13 February, 2024)

    SAVINGS DEPOSIT (% Per annum)  
        Minimum Balance (NPR) % Per Annum  
    Kumari Smart Bachat Khata   1,000.00 4.01  
    Shareholders Saving Account   1,000.00 4.01  
    Twinkle Star Saving   1,000.00 4.01  
    Shuva Laxmi Bachat   1,000.00 4.01  
    50 Plus Savings   1,000.00 4.01  
    Kumari Swastha Jeevan Bachat Khata   5,000.00 4.01  
    Kumari Utsav Bachat Khata   1,000.00 4.01  
    Kumari Salary Saving   - 4.01  
    Kumari Social Security Allowance Khata   -   4.01  
    Kumari Remit Bachat Khata   - 4.01  
    Kumari Remit IPO Saving Account   1,000.00 5.01  
    Kumari Remit Premium Saving Account   5,000.00 7.99  
    Nagarik Bachat Khata   500.00 4.01  
    Sabaiko Bachat Khata   500.00 4.01  
    Grameen Bachat Khata   - 4.01  
    Kumari Pariwar Surakchya Bachat Khata   10,000.00 4.01  
    Youth Saving Account   500.00 4.01  
    Kumari Premium Salary Account   - 4.01  
    Chhori Bachat Khata
    (only for Karnali Province, with province-office recommendation)
     

    -  

    6.01  
    Kumari Gajjabko Bachat Khata   1,000.00 4.01  
    Kumari Gajjab Bachat Khata   1,000.00 6.01  
    Kumari Dhanabriddhi Bachat Khata   15,000.00 4.01  
    Mission Rastra Gaurab Khata R   1,000.00 6.01  
    LCY Call Account   - Upto 2.005  
    LCY Individual Fixed Deposit (% Per Annum)  
    3 months to below 6 months 6.40%
    6 months to below 1 year  7.15%
    1 year and above 8.01%
    Fixed Deposit Plus/Recurring (6 months to 3 years)  6.40
    LCY INSTITUTIONAL FIXED DEPOSIT (% per annum)
    6 months to below 1 year  5.15
    1 year and above 6.01
    FCY Deposit Call deposit rate (% per annum) upto Saving Deposit Rate (% per annum) Fixed Deposit Rate (% per annum) *
    USD 2.19 4.37 5.51
    EUR  1.46 2.92 4.01
    GBP  1.73 3.46 4.56
    AUD  1.86 3.73 4.81
    CAD  2.10 4.19 5.31
    JPY 0.87 1.75 2.84
    CNY  2.24 4.48 5.58
    For other FCY Currencies/NRN FCY Fixed Deposit                                                                Available on request
    Base rate of Poush 2080 10.28%
    Interest Spread Poush 2080 3.98%
    Note:
    1.Terms and conditions for various savings deposits, fixed deposits and loan against FD will be as per the prevailing bank rule.
    2. Interest rate on consortium financing shall be as per consortium decision.                                                                                           
    3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB. 
    4. Interest rate's difference on similar nature loans shall be as per circular no. 03/080/81 dated 2080/06/18 issued by NRB.
    5. For remit FD,  bank can provide minimum 1% over published rate of respective currency.
    6. In  case of bidding, Bank can provide up to 0.5% additional interest over published rate. 
    7. Interest rate on akshayakosh deposit shall be negotiable.
    8. All other terms and conditions of products and services shall remain unchanged.
    *3 months and above for individual & 6 months and above for institutions.