Information that we may collect about you through Smart Mobile Banking includes information that you voluntarily disclose at the time of subscription such as your name, primary a/c number, alias a/c, mobile number and other contact information; transaction information, information resulting from your mobile activity in terms of your usage of the subscribed Smart Mobile Banking service. We do not gather additional information associated with your mobile device through cookies and other technologies. We also do not share any of this information with any other company unless required to do so by law or while handling any disputes that may arise.
The Smart Mobile Banking Service technology (including the mobile apps) provided by us has been developed by a third party IT company. However, the entire technology is owned by Kumari Bank Ltd. and all data pertaining to the system is securely hosted by Kumari Bank Ltd. The third party company has no access to this data unless authorized by us. At times we may be required to allow the third party company to gain limited access to the information you provide in order to seek technical support or in cases of dispute handling. Such cases always and only occur with our authorization, supervision and presence.
We apply several security measures to protect your information. SMS generated by our Smart Mobile Banking Apps use encryption standards to help ensure that information passes to Kumari Bank Ltd. without being intercepted by third parties. Reply messages sent by the Smart Mobile Banking use masking features to hide the first few characters in your a/c numbers. To help prevent misuse of services and authorize access to your banking information, you are always required to type in your MPIN provided by the bank. As always, we strongly encourage you to assist us in that effort by not sharing your MPIN with anyone.
If you have any questions about this Policy or our Smart Mobile Banking services, please contact us at +977-01-5970499 or write to us at email@example.com.
This Policy is subject to change and any changes to this Policy will become effective when posted on this website. Your use of the application following these changes means you accept the revised Policy.