Dhanabriddhi Recurring Fixed Deposit

       

    Dhanabriddhi Recurring Deposit’ is a type of fixed deposit scheme where Customers invest an amount of their choice every month and save money with ease. This product is designed especially to help customers meet their financial obligations in the future.

    Dhanabriddhi Special Recurring Deposit (Times Seed amount)

    Dhanabriddhi Recurring Fixed Deposit Minimum Balance (Seed Amount) Duration
    Dhanabriddhi Recurring 5 Times of Seed Amount 10,000.00  2 Years 8 Months 3 Days
    Dhanabriddhi Recurring 10 Times of Seed Amount 10,000.00 5 Years 1 Month 11 Days
    Dhanabriddhi Recurring 15 Times of Seed Amount 10,000.00 7 Years 5 Days
    Dhanabriddhi Recurring 20 Times of Seed Amount 10,000.00 8 Years 6 Months 27 Days
    Dhanabriddhi Recurring 50 Times of Seed Amount 10,000.00 14 Years 6 Months 17 Days
    Dhanabriddhi Recurring 100 Times of Seed Amount 10,000.00 19 Years 9 Months 16 Days

    Features:

    1. Customer begin by depositing a minimum sum at the beginning and makes subsequent monthly recurring deposit which is 1/10th of the seed amount
    2. Customer receives the amount at the end of the tenure as mentioned in the duration table*
    3. Minimum acceptable seed amount is NPR 10,000
    4. Minimum monthly recurring amount is NPR 1,000 per month
    5. Maximum acceptable seed amount is NPR 10,00,000.
    6. Loan against Fixed Deposit:
      A loan against Fixed Deposit up to 85% of the total accrued amount shall be provided in this product. Interest on Loan against FD shall be asper STC.
    7. Free Credit Card

    *Final amount shall be the equal to the initial commitment amount except under the following conditions of deferral:

    i. Delayed Installments: If installments are received after the SI date.

    ii. Missed Installment: In case of missed installment, the customer shall receive the principal and cumulative interest on the principal and recurring deposit amount

    iii. Additional Fund Injection: In case of customer injecting additional amount into his/ her account the final amount may differ from the initial amount. 

    Dhanabriddhi Normal Recurring Deposit:

    In this product, customer can choose to place any recurring amount above NPR 500 for a period ranging between 6 months to 10 Years. Customer shall get a choice to either place a seed amount at the beginning or to begin without any seed amount.

    Features:

    1. Minimum Recurring Amount: NPR 500
    2. Maximum Recurring Amount: NPR 1,00,000
    3. Seed Amount: Optional
    4. Minimum Duration: 6 Months
    5. Maximum Duration: 10 Years
    6. Loan against Fixed Deposit:
      A loan against Fixed Deposit up to 85% of the total accrued amount shall be provided in this product. Interest on Loan against FD shall be asper STC.
    7. Free Credit Card

    What services do we offer for this account type?


    Mobile Banking

    Internet Banking

    Debit/Credit Card

    Locker Service